50,000+
Businesses Served
120M+
Monthly Transactions
150+
Countries Supported
48 hrs
Funding Speed
Complete Business Solutions
Ten integrated services that cover every aspect of your business finances — from daily banking to global expansion.
Business Checking
No-fee business checking with unlimited transactions, free wire transfers, and integration with all major accounting platforms. Designed for businesses of every size.
- Unlimited fee-free transactions
- No minimum balance
- Free domestic wire transfers
- Mobile check deposit
- Multi-user access with permissions
- Accounting software integration
Business Savings
Earn 3.5% APY on your business reserves with flexible access. No monthly fees, no minimums after $500 initial deposit, and FDIC insurance up to $250,000.
- 3.5% APY on all balances
- No monthly maintenance fees
- FDIC insured up to $250,000
- Interest compounded daily
- Flexible withdrawal options
- Reserve fund management tools
Payroll Services
Automated payroll for teams of any size. Calculate taxes, process payments, file forms, and manage benefits — all from one integrated platform trusted by 50,000+ businesses.
- Automated tax calculations
- Direct deposit in 1-2 days
- W-2 and 1099 generation
- Benefits administration
- Time tracking integration
- Multi-state payroll support
Merchant Services
Accept payments online and in-store with TrustPay Merchant. Process cards, digital wallets, and ACH with competitive rates starting at 1.9% + $0.10 per transaction.
- In-person and online payments
- Competitive rates from 1.9%
- Next-day fund settlement
- Inventory management tools
- Recurring billing support
- Fraud protection included
Business Credit Cards
Control business spending with cards that earn rewards, track expenses automatically, and integrate with your accounting software. Issue cards to employees with custom limits.
- 2x points on business spending
- Employee card controls
- Automatic expense categorization
- Real-time spending alerts
- Accounting software sync
- No personal guarantee required
Cash Management
Optimize your cash flow with real-time visibility, automated sweeps, and intelligent forecasting. Connect all your accounts and make data-driven financial decisions.
- Real-time cash flow dashboard
- Automated cash sweeps
- Cash flow forecasting
- Multi-account aggregation
- Payment scheduling
- Custom financial reports
Accounting Integration
Seamlessly sync transactions with QuickBooks, Xero, FreshBooks, and NetSuite. Eliminate manual data entry and keep your books always up to date.
- QuickBooks & Xero integration
- Automatic transaction sync
- Receipt capture & matching
- Categorized expense tracking
- Tax-ready financial reports
- API access for custom integrations
Business Loans
Finance your growth with term loans, lines of credit, equipment financing, and SBA loans. Get pre-qualified in minutes with no impact to your credit score.
- Term loans up to $500,000
- Business lines of credit
- Equipment financing
- SBA 7(a) and 504 loans
- Pre-qualification in minutes
- Funding in as fast as 48 hours
International Payments
Send and receive payments in 150+ countries with competitive FX rates. Manage currency risk with forward contracts and hedging tools built for global businesses.
- 150+ countries supported
- Competitive FX rates
- Forward contracts & hedging
- Multi-currency accounts
- Real-time payment tracking
- Bulk payment processing
Treasury Services
Enterprise-grade treasury management for mid-to-large businesses. Manage liquidity, optimize working capital, and streamline operations with dedicated treasury specialists.
- Dedicated treasury specialist
- Liquidity management solutions
- Working capital optimization
- Fraud prevention services
- Positive pay & ACH filters
- Custom reporting & analytics
Frequently Asked Questions
You will need your business registration documents (Articles of Incorporation or LLC Operating Agreement), an Employer Identification Number (EIN) from the IRS, a government-issued photo ID for the authorized signer, and your business address. The entire process takes about 10 minutes online, and your account is active immediately after approval.