Loans & Lending

Loans for Every Stage of Life

From personal loans to mortgages, auto financing to student loans, TrustPay offers competitive rates, transparent terms, and a seamless digital application process. Get pre-qualified in minutes with no impact to your credit score.

Explore Loan Options

Seven loan types with competitive rates, flexible terms, and transparent fees. Find the right loan for your needs.

Personal Loans

Borrow up to $50,000 for any purpose — debt consolidation, home improvement, medical expenses, or major purchases. No collateral required with fixed rates and predictable monthly payments.

Interest Rate

8.5% - 15.99%

Max Amount

$50k

Max Term

84 months

Eligibility

  • Credit score 680+
  • Minimum income $25,000/yr
  • US resident, 18+
  • Valid government ID
  • Active bank account

Requirements

  • Proof of income (pay stubs or tax returns)
  • Government-issued photo ID
  • Proof of address
  • Social Security Number

Benefits

  • No collateral required
  • Fixed interest rate
  • No prepayment penalty
  • Funds in 24-48 hours
  • No origination fees for loans under $25,000

Loan Calculator

Estimate your monthly payment and total interest. Adjust the sliders to see how amount, term, and rate affect your payments.

$15,000
$1,000$50k
48 months
12 mo84 mo
8.5%
3%20%

Estimated Monthly Payment

$369.72

Total Interest$2746.78
Total Repayment$17746.78
Loan TypePersonal Loans

Loan FAQ

You can apply online in minutes. Select your loan type, click "Apply Now," fill out the application with your personal and financial information, and submit. For personal and auto loans, you will receive an instant decision. For mortgages and business loans, a loan officer will contact you within 24 hours to guide you through the process.

Ready to Apply?

Get pre-qualified in minutes with no impact to your credit score. Competitive rates, transparent terms, and funding as fast as 24 hours.