Investment Options
Six ways to grow your wealth — from self-directed trading to AI-managed portfolios. Find the approach that fits your goals.
Stocks
Trade individual stocks from major global exchanges with $0 commission. Access real-time market data, analyst ratings, and advanced charting tools to make informed investment decisions.
- $0 commission on US stocks
- Real-time market data
- Analyst ratings & research
- Advanced charting tools
- Fractional shares from $1
- Extended hours trading
Bonds
Invest in government, municipal, and corporate bonds. Build a stable income stream with fixed-income securities that provide regular interest payments and capital preservation.
- Government, municipal & corporate bonds
- Regular interest payments
- Capital preservation focus
- Bond ladder strategies
- Tax-advantaged options
- Secondary market trading
ETFs
Diversified portfolios with low expense ratios. Exchange-traded funds that track indices, sectors, commodities, and themes — giving you instant diversification in a single trade.
- Low expense ratios from 0.03%
- Index, sector & thematic ETFs
- Instant diversification
- $0 commission on most ETFs
- Real-time pricing & trading
- Dividend reinvestment plans
Mutual Funds
Professionally managed funds that pool money from many investors to purchase a diversified portfolio of stocks, bonds, or other securities. Ideal for hands-off investors.
- 4,500+ funds from top managers
- Actively & passively managed options
- Automatic rebalancing
- Low minimum investments from $250
- Morningstar ratings & research
- Tax-efficient fund selection
Retirement Accounts
Plan for your future with 401(k), Traditional IRA, and Roth IRA accounts. Maximize your tax advantages with our retirement planning tools and expert guidance.
- 401(k), Traditional & Roth IRA
- Tax-advantaged growth
- Roth conversion support
- Required minimum distribution tools
- Retirement income calculator
- Catch-up contribution support
Managed Portfolios
AI-driven portfolio management that automatically allocates, rebalances, and optimizes your investments based on your goals, risk tolerance, and time horizon.
- AI-driven allocation
- Automatic rebalancing
- Tax-loss harvesting
- Goal-based investing
- Low 0.25% management fee
- Real-time performance tracking
Know Your Risk Profile
Understanding your risk tolerance is the first step to successful investing. Explore our three risk profiles to find your match.
Moderate Profile
Balanced growth and income. Suitable for investors with a medium time horizon and moderate risk tolerance.
Talk to a Financial Advisor
Get personalized guidance from certified financial advisors. Your first consultation is free. Ongoing advisory is included for accounts above $25,000.
Investment Education
Free resources to help you become a confident investor. Learn at your own pace with articles, videos, and interactive courses.
Investing Fundamentals
Learn the basics of investing — stocks, bonds, ETFs, risk, diversification, and how to build your first portfolio from scratch.
Start LearningRetirement Planning
Understand 401(k)s, IRAs, Roth conversions, and how to calculate how much you need to retire comfortably.
Start LearningRisk Management
Learn how to assess your risk tolerance, diversify your portfolio, and protect your investments during market downturns.
Start LearningTax-Advantaged Investing
Discover strategies to minimize taxes on your investments using tax-advantaged accounts and tax-efficient funds.
Start LearningMarket Analysis
Understand how to read market trends, analyze company financials, and use research to make informed investment decisions.
Start LearningPortfolio Construction
Learn how to build a diversified portfolio that matches your goals, risk tolerance, and investment timeline.
Start LearningMarket Insights
Expert analysis and commentary from our research team.
Tech Sector Outlook 2026
AI and cloud infrastructure continue to drive growth in the technology sector. We expect 15-20% earnings growth for top-tier tech companies.
Interest Rate Forecast
The Fed is expected to hold rates steady through Q2 2026. Bond investors should consider extending duration to capture higher yields.
Emerging Markets Recovery
Emerging market equities are poised for a strong 2026 as currency stabilizes and economic reforms take effect in key regions.
ESG Investing Trends
ESG fund inflows reached $1.2T in 2025. We expect continued growth as regulatory frameworks mature and corporate disclosure improves.
Frequently Asked Questions
You can start investing with TrustPay with as little as $1 thanks to fractional shares. There is no minimum account balance, no account opening fees, and no monthly maintenance fees. Most mutual funds require a $250 minimum initial investment, but ETFs and stocks can be purchased in fractional increments starting at $1.