Investor Relations

1. Company Overview

TrustPay Global Finance Bank was founded in 2009 with a simple mission: make banking fair, transparent, and accessible for everyone. Since then, we have grown into one of the largest digital-first banks in the United States, serving over 8 million customers across all 50 states.

We completed our initial public offering (IPO) on the New York Stock Exchange in 2021 under the ticker symbol NYSE: TPAY. Today, TrustPay manages over $850 billion in total assets and employs more than 12,000 people across our New York headquarters and regional offices.

• Founded in 2009, headquartered in New York, NY
• IPO completed in 2021 — listed on the New York Stock Exchange as NYSE: TPAY
• Total assets under management: $850 billion
• 8 million+ active customers across all 50 states
• 12,000+ employees across offices in New York, Chicago, Austin, and San Francisco
• Digital-first banking model with 40,000+ network ATMs nationwide

2. Stock Information

TrustPay common stock trades on the New York Stock Exchange under the ticker symbol TPAY. Our stock is a component of the S&P 500 index and is widely held by institutional and individual investors.

The stock price shown on our website is delayed at least 15 minutes. For real-time quotes, please consult your broker or a financial data provider. TrustPay does not provide investment advice.

3. Financial Reports

We publish annual reports, quarterly earnings releases, and supplemental financial data to keep shareholders fully informed. All reports are available for download in PDF format and are filed with the U.S. Securities and Exchange Commission (SEC).

4. Corporate Governance

TrustPay is committed to the highest standards of corporate governance. Our board of directors provides independent oversight of management, and we maintain robust policies on ethics, risk management, and executive compensation.

A majority of our board members are independent, and our key committees — Audit, Compensation, Nominating & Governance, and Risk — are composed entirely of independent directors.

• Board of Directors: 11 members, 9 independent
• Independent Audit Committee oversees financial reporting and external audit
• Compensation Committee ties executive pay to long-term shareholder value
• Risk Committee oversees enterprise risk management and compliance
• Code of Business Conduct and Ethics applies to all directors, officers, and employees
• Annual say-on-pay vote gives shareholders a voice on executive compensation
• Whistleblower hotline for confidential reporting of concerns

5. Shareholder Resources

We provide a range of resources to help shareholders manage their investment and stay informed. If you have questions that are not answered here, our Investor Relations team is available to help.

• Direct Stock Purchase and Dividend Reinvestment Plan (DSPP/DRIP) through Computershare
• Online account management at Computershare.com
• Proxy voting and annual meeting information
• Form 1099-DIV for tax reporting (mailed by January 31 each year)
• Cost basis reporting for shares sold
• Investor alerts via email — sign up at trustpay.com/investors/alerts
• Frequently asked questions (FAQ) covering common shareholder inquiries

6. Dividend History

TrustPay has paid a quarterly cash dividend on its common stock since 2022. Our board reviews the dividend each quarter and considers factors including earnings, capital ratios, regulatory requirements, and our long-term growth strategy.

The company targets a payout ratio of 30–40% of adjusted earnings per share. Dividends are subject to declaration by the board and are not guaranteed.

7. Investor Calendar

Mark your calendar with our upcoming investor events. All earnings calls are webcast live and archived on our Investor Relations website. Details and dial-in information are posted in advance of each event.

• Q1 2026 Earnings Release — April 2026 (date to be announced)
• 2026 Annual Meeting of Shareholders — May 15, 2026, New York, NY
• Q2 2026 Earnings Release — July 2026 (date to be announced)
• Q3 2026 Earnings Release — October 2026 (date to be announced)
• Investor Day — November 2026 (date to be announced)
• Q4 2026 Earnings Release — February 2027 (date to be announced)